Determining liability after a car crash is an important process, and it is often relatively simple. The driver who ran the red light, didn't use their turn signal or otherwise violated traffic laws will be the one ultimately to blame when vehicles collide. However,...
Year: 2022
3 kinds of injuries that fall under the premises liability umbrella
When people purchase homeowner's insurance policies, a big portion of the coverage that they pay for is premises liability potential. If a delivery worker trips on the way down the front stairs, their homeowner's insurance policy could help protect them from...
The rights you need to know about during a police encounter
You have different rights under state and federal laws that apply in different personal circumstances. For example, your property ownership rights come into play when you file for divorce or when dealing with a boundary dispute with your neighbor. Some of your most...
5 ways to manage your debt
Many people have some kind of debt they’re planning to pay off in the next five to ten years. Ten years is a long time and these people will likely put on more debt. Some debt, however, needs to be paid off sooner rather than later and that can put a lot of stress on...
An insurance issue many people have after California car crashes
Motor vehicle insurance pays for car repairs and hospital bills after a crash, at least up the policy limit for the applicable policy. The California insurance system requires liability protection from every driver, and people can choose to pay for higher levels of...
The 2 biggest benefits people derive from personal bankruptcy
Most people feel a strong aversion to the idea of filing bankruptcy. It likely offends their sense of responsibility and makes them worry about their financial future. Quite a few people believe myths about bankruptcy, like the common claim that those who file have to...
Driver phone distraction lasts for an extra 27 seconds
It's clear that using a cellphone while you drive is a distraction. Some drivers find themselves looking down at the phone, while others will take their hands off the wheel to use the device. This type of distraction is one that causes many fatal car accidents every...
Why has distracted driving become such a dangerous issue?
For years, drunk driving was the scourge of vehicle safety advocates. Despite all of the data showing how alcohol affected people's driving ability, people continue to get behind the wheel and cause crashes. Drunk driving remains an issue to this day, but it now...
Why do car crashes have a strong association with brain injuries?
People can suffer traumatic brain injuries (TBIs) in many different circumstances. They could fall while cleaning their gutters or get hurt playing football in college. However, a large number of TBIs are the results of motor vehicle collisions. There is a strong...
Facial injuries in auto crashes could change your life
If you get into a car crash and suffer serious injuries to your face, your life could be changed significantly. You may have to go through surgery to repair broken bones or to help graft skin onto areas where it’s missing. You may have burns or deep lacerations that...